The Simulator
See the future before you make the decision.
Explore funding strategies, project timing, and assessment scenarios so your board understands the consequences of today’s decisions before they happen.
Not a calculator. A decision-making tool.
Stop guessing · start seeing
Boards don’t need more numbers.
Should you raise contributions? Delay a project? Is a special assessment coming? Most reserve reports explain today’s conditions. Few help a board weigh tomorrow’s decisions.
Test a decision before you commit to it, and watch your SMA ReserveScore™ respond.
Understand the tradeoffs
Every decision has a consequence.
Lower dues today. Delay the roof. Postpone a funding increase. Choices that look easy now can quietly raise risk later.
Adjust funding, project timing, and assessments, and see how each move affects long-term reserve strength.
Compare paths forward
One click shows the smartest way to Strong.
Board discussions stall when no one knows which option is best. The simulator lays out clear, board-ready paths side by side.
Compare a low-cost path, a balanced path, and a maximum-stability path, then choose the one that fits your community.
Build understanding and trust
Turn a hard decision into a clear story.
Many reserve decisions fail because homeowners only see the cost, not the risk being reduced. The simulator shows both, in plain language a board can share.
Score up. A modest monthly impact. Lower special assessment risk. People trust what they understand.
✓ More resilient against surprise costs