Explore funding strategies, project timing, and assessment scenarios so your board understands the consequences of today’s decisions before they happen.
Not a calculator. A decision-making tool.
Stop guessing · start seeing
Boards don’t need more numbers.
Should you raise contributions? Delay a project? Is a special assessment coming? Most reserve reports explain today’s conditions. Few help a board weigh tomorrow’s decisions.
Test a decision before you commit to it, and watch your SMA ReserveScore™ respond.
Your SMA ReserveScore™ · watch it respond
At RiskFairSolidStrong
A small change today → a stronger tomorrow
Understand the tradeoffs
Every decision has a consequence.
Lower dues today. Delay the roof. Postpone a funding increase. Choices that look easy now can quietly raise risk later.
Adjust funding, project timing, and assessments, and see how each move affects long-term reserve strength.
Phase 1 · Years 1–58.7%
Phase 2 · Years 6–155.5%
Pool Resurfacing$64,944 · 2029Keep ▾
Special assessment$ per unit
Compare paths forward
One click shows the smartest way to Strong.
Board discussions stall when no one knows which option is best. The simulator lays out clear, board-ready paths side by side.
Compare a low-cost path, a balanced path, and a maximum-stability path, then choose the one that fits your community.
Lowest Cost
Conservative
+$3.59 / mo
Recommended
Balanced
+$8.55 / mo
No Assessment
No Assess.
+$12.65 / mo
Max Stability
Strong
+$24.40 / mo
Build understanding and trust
Turn a hard decision into a clear story.
Many reserve decisions fail because homeowners only see the cost, not the risk being reduced. The simulator shows both, in plain language a board can share.
Score up. A modest monthly impact. Lower special assessment risk. People trust what they understand.
+18points to your ReserveScore™
Monthly impact+$8.55 / unit
Percent fundedrising
Special assessment risklower
Why your score improved
✓ Stronger near-term funding ✓ More resilient against surprise costs